The Nations #1
    Direct NON-QM Lender

FAST AND EASY LOAN PROGRAMS

Self Employed

Qualify for Stated Income Loans

No Income Doc

Qualify for Investor Loans

No Tax Returns

Qualify Without Tax Returns

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Non-QM Programs

Licensed in: AL | AZ | CA | CO | CT | DC | FL | GA | ID | IL | MD | NJ | NV | OH | TX | UT | WA


Stated Income

  • 10% Down Payment up to $1.5 Million
  • 15% Down Payment up to $2.5 Million
  • 30% Down Payment up to $5.0 Million
  • Interest Only Option Available
  • Loan Amounts up to $10 Million

No Income Doc

  • 15% Down Qualify Using Bank Statements 1-4 Units
  • 20% Down Qualify Using a Debt Service Coverage Ratio
  • 25% Down Qualify NO Income Docs / Stated Income
  • No Income / No Asset Check on Cash Out Refi
  • Cash Out on a Refi Can be Used As Reserves

95% LTV Jumbo Loans

  • Loan Amount up to $1.5 Million
  • No Mortgage Insurance
  • Full Doc Only
  • 43% Max DTI
  • 6 Months PITI Reserves

Additional Program Highlights

  • Foreign National Programs Available
  • Non Warrantable Condo Financing Available
  • ITIN Financing Available
  • In House Underwriting / Processing / Funding
  • Wholesale Lending Platform Available

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